101 Ways to Cut Your Daily Costs

America is becoming more affluent and prosperous - but many Americans, individually, aren't. Even as our lifestyles are generally improving, the number of Americans declaring bankruptcy or otherwise in financial trouble is at an all time high. Whatever the reason for this, the fact remains that more than ever before, we need to figure out how to get more for less; and how to squeeze all those unavoidable expenses in one paycheck. Read on...

1. Don’t shop from only one store. Pricing and sales vary widely on any given day from one store to the next. Of course, balance the savings from shopping around against the price of gas to get there.

2. Plan your weekly menu and shop accordingly. Avoid ‘crisis shopping’ for food items after work; you are likely to spend much more.

3. Be aware of the grocery store product placement strategy. Items that have highest markup are generally placed at chest level where they stand a better chance of being picked up. Stand to your toes or kneel down to have access to cheaper house or generic brands.

4. Try to follow your shopping list strictly and avoid stopping by attractive impulse purchase items on your way to the destination shelf.

5. Try shopping without your kids in tow. They help you buy those things that you never wanted to buy in the first place.

6. Try not to be picky about brands. Try out new brands and you may get a fabulous ‘introductory’ discount.

7. Don’t shop when you are hungry. Research says that you are likely to buy more when your stomach is growling.

9. Don’t be embarrassed to clip coupons from news papers and other periodicals and use them while paying your grocery bills. You could even visit your super-mall’s website and see if they provide online coupons.

10. Pay for coupons if you have to; it helps you trim your monthly grocery bill. There are a lot of national-brands coupon-offering services on the Web. Make use of them and order coupons for products that are relevant to you and see your grocery bill shrink

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101 Ways to Cut Your Daily Costs ?

101 Ways to Cut Your Daily Costs?

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