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- Be careful Phishing scams. This is one people send you email asking for your account number like Ebay and paypal when it is really not that company. Never give your credit card via email if you get one asking for it. Most if not all companies will NEVER do this. These companies are just PHISHING for information.
- When receiving a call just don't give out your credit card number Legitimate companies usually don't call you to ask for a credit card number over the phone. Unless you call them first and initiate the call and need to give them your number.
- Make sure when providing credit card information online that the site is secure.
- Shred all credit card applications you receive so no one can sign up for a credit car d in your name..
- Never write down you PIN number next to your credit card just in case you loose your wallets the person will now have your pin.
- Keep a list in a secure place with all of your account numbers and expiration dates, as well as the phone number and address of each bank that has issued you a credit card. Keep this list updated each time you get a new credit card.
- Make sure you reconcile your credit card bills monthly. Save your receipts so you can compare them with your monthly bills. If you find any charges that you don't have a receipt for or that you don't recognize call up the credit card to report them.
- Shred your credit card receipts
- Never write your credit card account number in a public place so others can see
- If you can carry your credit card separate from your wallet that would be a wise thing to do.
- If you move, notify your credit card issuers in advance of your change of address.
- When using your credit card keep your eye on it at all times. Try not to make it visible for to long for someone to get your numbers.
- Make sure you sign your credit cards as soon as you receive them.
- Be aware when you take out your credit card of people trying to copy your number or even take a picture of it with a cell phone
Member in good standing with:
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Debt Consolidation Bullets
- Cut Payments up to 70%
- Make One Low Monthly Payment
- Fast one hour approval
- Elimination of past-due collection calls
- Account re-aging
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