Avoiding Credit Card Temptation

An effective way that you can limit your spending is to decrease the exposure to the stimuli that create our false impluse for discredtionary products and services. TV, magazines, radio, internet and even bus stops are filled with advertising, making it impossible to avoid all of it, but you can minimize the impact by avoiding an overdose.

Turning the TV off is a good place to start. Most of us spend more time in front of the TV than we spend talking to each other anyway. Much of that time is spent absorbing, consciously or not, advertising that makes us feel inferior if we don't buy the things they're selling.

Ignore ads when you can. Don't read them in magazines. Make a game of staring off into the sky or twiddling your thumbs or concentrating on how your feet feel inside your shoes - anything instead of absorbing the ads when you come across them in public areas. Remember that I'm talking about ads for things you don't need to begin with. If there's something you're looking for, pay attention! You'll be able to save money by keeping up with ads and sales. Besides that, they'll help you find what you really want and be more satisfied. Just use the ads to your advantage.

Those are just some ways to help you with impluse buying and using your credit card.