Kimbery Credit Counselings Blog
Tuesday, May 22, 2007
How to avoid impulse buying.
Below may help you with impulse buying that you may be used to:
- When you are ready to go shopping you should go through the sales flyers so you can figure out what stores are offering the cheapest prices for the items that you NEED. If you need to shop at more than one store to get what you need.
- You should create a list before you go shopping, limit this list to only necessity items.
- Set a spending limit, so you spend based on your budget
- Do not be lured in by credit card offers that offer to give you a percentage of your purchase if you get the card. The high interest will counter act that discount anyway
- Leave checkbook and credit cards at home so you are not lured to use them
- If you need replace your credit cards with debit cards.
- Dont shop cause your bored, shop cause you need something.
- If you find an urge to buy an item out of impulse, walk away and think about it so you realize you dont really need that offer.
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